Friday, February 22, 2013

Twisted Web - Future Site of Dope Airport

These are the original Discovery Questions that the Justice System of Campbell County, Kentucky refused to consider before they foreclose on a farm without a mortgage and gave it to themselves and their associates at Citizen's Bank of Northern Kentucky.

The "Skeetron Papers" are the documents submitted to the Justice Systems of America and were Ignored and Covered Up. They are the preliminary documents for the screenplays "Kiss My Ass Kentucky", "Kenny the Killer", and "The Twisted Web". I have now figured out one of America's greatest unknown criminal conspiracies that murdered your children by overdose and destroyed our country through abuse of power, greed, and corruption. 



Discovery       4th of July 2004 
Dope Airport; The Twisted Web

Steven J. Cull dba Skeeter
Campbell County Kentucky


What are the basic principles of trust between account holders and bank in the banking industry?

Does Citizens Bank of Northern Kentucky hold a mortgage on property located Wolf Road, Campbell County Kentucky owned by Steven J. Cull?

Did Citizens Bank of Northern Kentucky release the mortgage on property located Wolf Road, Campbell County Kentucky owned by Steven J. Cull?

Does Citizens Bank of Northern Kentucky hold a commercial loan on property located Wolf Road, Campbell County Kentucky owned by Steven J. Cull?

Did Citizens Bank of Northern Kentucky release the commercial loan mortgage on property located Wolf Road, Campbell County Kentucky owned by Steven J. Cull?

Does Citizens Bank of Northern Kentucky hold an equity loan on property located Wolf Road, Campbell County Kentucky owned by Steven J. Cull?

Did Citizens Bank of Northern Kentucky release the equity loan on property located Wolf Road, Campbell County Kentucky owned by Steven J. Cull?

Is it illegal to place a mortgage on property without the knowledge of the property owner?

Is it illegal to encumber with a debt a property without the knowledge of the property owner?

Is it illegal to foreclose on property encumbered with a debt placed on said property without the knowledge of the property owner?

Is illegal drug trafficking against the law? 

Has or does Citizens Bank of Northern Kentucky conduct the business of banking in regard to Steven J. Cull and his accounts in a manner resulting in the violation of the basic principles of trust between account holder and bank in the banking industry?

Does Citizens Bank of Northern Kentucky conduct business in a manner standard to the banking industry of the United States?

Is financing illegal drug trafficking against the law?

Is financing illegal drug trafficking against the law in Northern Kentucky or a necessary economic stimulus to maintain the standard of living of the “System”, the “System” assumed to protect society and deal with such?

Is financing illegal drug trafficking resulting in the death of multiple individuals against the law?

Has Citizens Bank of Northern Kentucky ever apologized or attempted to make right to the public or individuals for any wrong doing on their part?

What is the connection between the Newport, Kentucky “Rattermaker Conspiracy” and Citizens Bank of Northern Kentucky and associates as it relates to Steven J. Cull?

What is the connection between the Newport, Kentucky “Rattermaker Conspiracy” and Citizens Bank of Northern Kentucky and associates as it relates to the Fiscal Judge Steve Pendery and his family? 

Is discrediting a incorruptible public official in order to remove that individual from office a standard banking practice in the banking industry if that individual stands in the way of the financial goals of the bank and associates?

What is the connection between the corrupt officials of the “Rattermaker Conspiracy” of Newport, Kentucky and Citizens Bank of Northern Kentucky as it relates to the legal system?

Is it the policy of Citizens Bank of Northern Kentucky to destroy at any means the truth and in so doing destroy any individual of the truth resulting in the perceived truth being a lie?

Was and is it the policy of Citizens Bank of Northern Kentucky, its officials, directors and associates to destroy at any means Steven J. Cull his reputation, his construction business, his design business, his family, his ability to produce income and in so doing take his life, his property and assets, discredit him, financially liquidate him in order to destroy the truth?

What is the legal description of Organized Crime?

Do the officials, directors, and associates of Citizens Bank of Campbell County consider extortion of the truth for financial gain extortion?

What was the year the officials, directors, and associates of Citizens Bank of Northern Kentucky determined the were to have at any means the property owned by Steven J. Cull at Wolf Road Campbell County?

What was the potential value known to the officials, directors, and associates of Citizens Bank of Northern Kentucky of the property located at Wolf Road, Campbell County owned by Steven J.  Cull; what was the profit return; who was the obstacle; and what was necessary to achieve these profit returns?

What year did then vise president David Vanhorn ask Steven J. Cull if he would be interested in selling his property located Wolf Road Campbell County?

What was Steven J. Cull’s response to David Vanhorn in regard to selling his property located Wolf Road Campbell County?

In special cases can foreclosure on an individuals property be considered extortion?

Is extortion against the Law?

Did attorney Edward Jacobs, while working for The Bank of Kentucky on a closing of a parcel of property being sold by Steven J. Cull inform Steven J. Cull that he was unable to obtain a parcel release of the mortgage from Citizens Bank of Northern Kentucky due to the fact that the entire mortgage had been released?

When Steven J. Cull confronted David Vanhorn with the released mortgage information did David Vanhorn reply, “ Ed Jacobs is a Fuck’n idiot, he doesn’t know what he’s doing”?

Did Citizens Bank of Northern Kentucky employ attorney Edward Jacobs for legal matters of the bank at the time?

Does Citizens Bank of Northern Kentucky now employ attorney Edward Jacobs for legal matters concerning the bank?

Is it the policy of organized crime to employ good people to do bad things to enemies of organized crime in order to conceal a crime and give legitimacy to the criminal act?

In the banking industry, what would be the reason a bank would release a mortgage on a property prior to full payment when confronted with non-payment on loan for a period of months?

In the banking industry how often do Federal Bank Regulators audit the financial books of a bank?

In the banking industry, at what point do Federal Bank Regulators require banks to “call” loans in default?

In the banking industry, does the Federal Bank Regulators require the bank to “call” loans that have been released that are in default for non-payment?

Is deception for financial gain a crime if the profit returns exceed a certain value?

In the banking industry, do the Federal Bank Regulators regulate improprieties of a bank in regard to its account holders such as embezzlement and forgery?

Did the Federal Bank Regulators deal with improprieties of a bank in regard to the “Erpenbeck Scandal” of Northern Kentucky?

Who were the associates of the bank?

Who are the associates of Citizen Bank of Northern Kentucky?

What was Citizens Bank of Northern Kentucky hiding from the Federal Bank Regulators?

Is embezzlement against the law?

What is the standard procedure of a bank in the banking industry if an embezzlement of account holders accounts are uncovered by the bank?

What obligation does a bank have to its account holder in the event an embezzlement of account holders accounts become evident to the bank?

What is the principle business of officials, directors, and associates of Citizens Bank of Northern Kentucky under the protection of the banking industry?

Is forgery against the Law?

Is forgery against the law if transactions are supported by forged documents?

Are “Whited Out” checks with amount and name changes standard in the banking industry?

Are “Whited Out” checks with amount and name changes acceptable banking practice at Citizens Bank of Northern Kentucky?

Is it standard practice at Citizens Bank of Campbell County to honor checks “Whited Out” and altered   that are presented for banking transactions at banks other than Citizens Bank of Northern Kentucky such as 5th3rd and Firstar?

What is the standard procedure in the banking industry for “Whited out” and altered checks submitted to a bank other than the bank that holds the checking account?

What is the standard procedure at Citizens Bank of Northern Kentucky for “Whited out” and altered checks submitted to a bank other than the bank that holds the checking account?

Is it standard policy at Citizens Bank of Northern Kentucky for individuals, other   than account holder, to submit  “Whited out” and   altered checks   to allow   the forgery   of the initials   of account    holder at the alteration in the presence of any bank employee or official at any bank; thus honoring the check?

Is it standard practice at Citizens Bank of Northern Kentucky to add signature rights to account holders accounts without account holders   knowledge?

Is it standard practice at Citizens Bank of Northern Kentucky to allow individuals to assume the identity of account holders without their knowledge and establish credit with Citizens Bank of Northern Kentucky, establish credit and accounts elsewhere, establish credit ratings with national credit reporting agencies and to do this in a manner to negatively affect account holder and positively affect the individuals assuming account holders identity?

Is identity thief against the Law?

Is monies generated by identity thief   and used to finance illegal drug trafficking considered embezzlement by Citizens Bank of Northern Kentucky and are the individuals involved considered to be criminal?

Are individuals and business establishments that are involved in an embezzlement of monies used to finance illegal drug trafficking considered trafficking in illegal drugs?

What year was the proposed Airport in the vicinity of A.J. Jolly Park, Campbell County turned down due to opposition by local residents?

What are the potential profits generated to organized individuals that are capable of delivery an airport site with land ownership in the Greater Cincinnati Area to the State and Federal Government? How many millions of dollars rounded to the nearest one hundred million dollars might the profit returns approach?

Who was the Fiscal Judge at that time?

Were monies from the Campbell County Fiscal Court System deposited in Citizens Bank of Campbell County?

Were monies for road repairs in Campbell County deposited at Citizens Bank of Campbell County by the Fiscal Court?

Were State of Kentucky monies for road repairs in Campbell County deposited at Citizens Bank of Campbell County by the Fiscal Court?

What was the total amount spent on road repair in Campbell County from these monies?

What was the total amount spent or assessed Steven J. Cull for road repairs at his farm and development at Wolf Road, Campbell County Kentucky?

Did David Vanhorn president of Citizens Bank of Campbell County issue monies from accounts of Steven J. Cull to Fiscal Court for road improvements without the knowledge or approval of Steven J. Cull?

What has been the total amount spent on road repair in the last 10 years on Wolf Road Campbell County?

If   Wolf Road   Campbell County   was in   disrepair and it was the approach to Steven J. Cull’s development   would this   negatively affect   the salability and feasibility   of the development?

Did Steven J. Cull donate   $10,000 with an agreement with Campbell County Fiscal Court to match this amount and use the total to repair Wolf Road in an attempt to alter the negative affect the approaching road was having on his development?

What was the total amount spent for repairs to Wolf Road in regard to this agreement?

Would repairing a county road that Campbell County planned to abandon be a wise use of public monies?

Is David Noran or has he ever been a major stockholder or depositor of Citizens Bank of Campbell County?

Does David Noran own or ever owned Cardinal Engineering?

What years did the Fiscal Court of Campbell County subcontract Planning and Zoning and Building Inspection for the County to Cardinal Engineering?

Who was the Fiscal Court Judge at the time Cardinal Engineering assumed Planning and Zoning and Building Inspection for Campbell County?

Is David Noran or has he ever been a director of Citizens Bank of Northern Kentucky?

Did Citizens Bank of Northern Kentucky, David Noran, and associates control along with the Campbell County Fiscal Court the development of Campbell County?

Did Citizens Bank of Northern Kentucky and the Campbell County Fiscal Court control the success of and the feasibility of Steven J. Cull’s residential development at Wolf Road, Campbell County?

Did Citizens Bank of Northern Kentucky loan Steven J. Cull monies to make improvements at his development located Wolf Road, Campbell County?
Is it standard practice in the banking industry for banks to control and manipulate public officials and public offices in a manner as to negatively affect the success of a development being financed by said bank and in so doing negatively affect the financial stability of the individual borrowing the monies from said bank and in so doing place the individual in a position whereas the bank takes all assets of that individual through legal actions such as foreclosure?

In special cases can the payments on mortgages be considered illegal if those monies are known to finance illegal drug trafficking?

In special cases can the payment on mortgages be considered illegal if those monies are known to finance organized criminal activities?

In special cases can the individual making mortgage payments be considered conducting a criminal act if that individual has knowledge that mortgage monies are used for criminal activities?

Is criminal activities considered criminal by the Justice System of the United States?

Is it the policy of the Justice System of the United States, through legal action such as foreclosure, to force individuals into a position whereas they themselves must commit the crime of financially supporting organized crime?

In special cases can the act of “Deed in Lu of Foreclosure” be considered extortion if the value of property deeded benefits organized criminal activities?

Are the financial benefits of foreclosure considered criminal if foreclosure is the result of criminal activities and the beneficiary is organized crime?

Can the manipulation of the Justice System by legal actions of a bank be compared to placing a loaded gun to Steven J. Cull’s head and saying “Sign Hear”?

Does Citizens Bank of Northern Kentucky own Campbell County Kentucky?

Why is Citizens Bank of Campbell County now named Citizens Bank of Northern Kentucky?

Is changing the name of and legal identity of a business such as a bank a legal way of lessening the liabilities associated with the former legal identity and name?

Does the revised phase, “ The names have been changed to protect the criminal” have a special meaning to the associates of Citizens Bank of “Legal Identity”?


Did Steven J. Cull employ Cardinal Engineering for engineering services in the development of a residential 24 lot subdivision   with improvements and lakes at his property located Wolf Road Campbell County Kentucky?

Did Planning and Zoning require Steven J. Cull to install sidewalks at Wolf Road a county road?

How many miles of county roads are in the county road system?

How many miles of county roads have sidewalks?

Would the cost of sidewalks add a financial burden to a development and affect the feasibility of a development?

Did Planning and Zoning require Steven J. Cull to have a wetlands study conducted at the development?

How many proposed residential developments in the prior 10 years where required to conduct wetland studies in the county?

How many acres of lake did Steven J. Cull propose at his development located Wolf Road Campbell County?

What is a wetland?

Is a lake considered a wetland?

How many acres of lake were proposed in residential developments in the prior 10 years in the county?

Is wetlands acres considered in a development to be residential developable acreage?

Would the reduction of residential developable acreage in a development and the reduction of saleable lots reduce the feasibility and success of a residential development?

Did Planning and Zoning require Steven J. Cull to submit to and construct a lake at the development under   the jurisdiction of the Army Corp. of Engineers?

Did Steven J. Cull employ Cardinal Engineering for engineering advice and to engineer the lake and dam construction?

What are the depth of lake and lake acreage requirements   to place   the lake   under the   jurisdiction of the Army Corp of Engineers?

What were the depth of lake and lake acreage proposed at the development?

What was the cost for engineering and engineering advise to Steven J. Cull and the development in regard to the construction of the lake?

Would added unnecessary engineering cost and unnecessary construction cost in the building of a lake add a financial burden to and  reduce  the feasibility of a development?

Did Joe Kramer of Cardinal Engineering and soil engineer advise Steven J. Cull that the cost estimate to build the lake would most likely approach $400,000 prior to construction?

Was the lake constructed under the supervision of a soil technician on the site?

Was the cost to build the lake in the $40,000 range?

Would a perceived cost to Steven J.  Cull to construct   a lake   10 times   its actual cost influence Steven J. Cull to reconsider the feasibility of the development and possibly convince him to abandon the development all together?

Are residential lake front lots more valuable and saleable than non-lake front lots?

Would it be standard engineering practice to place a lake halfway in the center of an airport runway?

Did Cardinal Engineering purposely establish main sewer line elevations one foot higher in elevation than required in order to force Steven J. Cull to raise street elevations by one foot resulting in additional massive earth moving cost and time delays in a effort to burden the development cost?

Does Citizens Bank of Northern Kentucky or officials of the bank own or control the parole office of Campbell County under contract with Campbell County?

Is it standard practice for officials, directors, or associates of Citizens Bank of Northern Kentucky to use the influence of the Parole office of Campbell County to violate the rights and privacy of account holders for financial gain?

Is David Vanhorn or has he ever been President of Citizens Bank of Campbell County?

Is David Vanhorn or has he ever been a part owner in the Parole Office under contract with Campbell County?

Is Terry Mann or has he ever been a part owner in the Parole Office under contract with Campbell County?

What are the abilities of a parole office in regard to the privacy of an individual?

Is Matt Mann or has he ever been an official of the Parole office of Campbell County?

Is Matt Mann or has he ever been Secrete Service?
 
What are the abilities of Secrete Service in regard to the privacy of an individual?

Is Steven J. Cull or has he ever been on parole or under the jurisdiction of the Campbell
County Parole Office?

Has the ability of the parole office of Campbell County ever been used in regard to Steven J. Cull?

Is invasion of privacy against the Law?

Is the Constitution of the United States of America a recognized document in Campbell County Kentucky?

Is Abuse of Power against the Law?

Did Citizens Bank of Northern Kentucky, Dave Vanhorn and associates use the powers of the Campbell County Parole Office to negatively influence the Campbell County Police Force in regard to Steven J. Cull through individual police officers?
 
Did Citizens Bank of Northern Kentucky, Dave Vanhorn and associates use the powers of the Campbell County Parole Office to negatively influence the Alexandria Police Force in regard to Steven J. Cull through individual police officers?

Did Citizens Bank of Northern Kentucky, Dave Vanhorn and associates use the powers of the Campbell County Parole Office to negatively influence the Fort Thomas Police Force in regard to Steven J. Cull through individual police officers?

Did Citizens Bank of Northern Kentucky, Dave Vanhorn and associates use the powers of the Campbell County Parole Office, use the powers of the local police forces to negatively influence the security company, Best Electronics   hired by Steven J. Cull to keep secure his residence and in so doing secure Steven J. Cull’s financial information along with information uncovered by Steven J. Cull in respect to the illegal drug trafficking network in Northern Kentucky?

Did Citizens Bank of Northern Kentucky, Dave Vanhorn and associates use the powers of the Campbell County Parole Office to control, monitor, and manipulate the security system installed and monitored by Best Electronics in a manner to negatively affect Steven J. Cull?

When Steven J. Cull returned from Florida and discovered multiple invasions of his residence   had occurred and was documented by his residential security system monitoring. He informed the Campbell County police force he had a home invasion and Steven J. Cull suspected illegal drugs had been placed in his home to victimize Steven J. Cull resulting in a drug arrest against him. He requested that the Campbell County Police have their narcotic canine unit employ their dog to uncover any illegal drugs at his residence. The Campbell County Police refused to respond to Steven J. Cull’s request stating the canine unit was on vacation. Was this response a result of organized crime?

Is it standard practice for law enforcement to aid in the trafficking of illegal drugs if the individuals trafficking in illegal drugs are related to or friends of law enforcement or there is a financial benefit to those involved?

Has individual law enforcement of Campbell County ever received financial or any other type of benefits from Citizens Bank of Northern Kentucky or Campbell County Parole Office in regard to illegal drug trafficking?

Has individual law enforcement of Campbell County ever received financial or any other type of benefits from Citizens Bank of Northern Kentucky or Campbell County Parole Office for any actions taken against Steven J. Cull, which would financially benefit Citizens Bank of Northern Kentucky?

Did Citizens Bank of Northern Kentucky and associates influence individual law enforcement of Campbell County to arrest Steven J. Cull, charge him with a felony, jail him, confiscate his vehicle, and abuse him for taking his son to Dairy Delight, Alexandria when Steven J. Cull was saying his goodbyes to his son just prior to leaving to reside in Florida and not knowing when he might see his children again?

Had legitimate Law Enforcement of Campbell County not came to the aid of Steven J. Cull was it the desire of Citizens Bank of Northern Kentucky and associates to eliminate Steven J. Cull had he resisted?

Was it the desire of Citizens Bank of Northern Kentucky and associates to eliminate Steven J. Cull as a problem to organized crime as he was jailed?

Had the Judges of Campbell County not came to the aid of Steven J. Cull and released him and dropped charges against him and immediately allowed him to leave Campbell County and leave the grasp of organized Crime in Campbell County and travel to Florida when jailed might the desires of Citizens Bank of Northern Kentucky and associates been achieved?

Is Ice Cream against the Law in Campbell County, Kentucky?

Is loving your children Against the Law in Campbell County, Kentucky?

Does Citizens Bank of Northern Kentucky and associates consider money to be the only Law in Campbell County, Kentucky?

Was this another slap in the face to Steven J. Cull by Citizens Bank of Northern Kentucky and associates in order to intimidate him and convince Steven J. Cull to back off the truth and keep silent or else?

Did Citizens Bank of Northern Kentucky, Dave Vanhorn and associates use the powers of the Campbell County Parole office to influence The United States Postal Service to monitor the mail, open the mail of, and select mails to be delivered to Steven J. Cull?

Is tampering with the United States mail illegal?

Did Dave Vanhorn and associates through Citizens Bank of Northern Kentucky aid individuals in the establishment of credit throughout the United States based on Steven J. Cull’s accounts and in so doing had credit applications for others delivered to Steven J. Cull’s sole and newly established Post Office Box located Fort Thomas Post Office?

Are the Laws that apply to the Rights of Privacy in regard to banking honored by Citizens Bank of Northern Kentucky?

Did Citizens Bank of Northern Kentucky, Dave Vanhorn and associates use the powers of the Campbell County Parole Office to give legal illegal access to Steven J. Cull’s residence and property by individuals and law enforcement to remove documentation and
gain information in order to discredit Steven J. Cull’s credibility in pursuing the truth as it relates to the crimes of Campbell County?

Did Citizens Bank of Northern Kentucky, Dave Vanhorn and associates use the powers of the Campbell County Parole Office to influence the law enforcement of Campbell County to intimidate Steven J. Cull in order that he might be deterred from profiling the criminal activities of organized crime in Campbell County?

Did Citizens Bank of Northern Kentucky, Dave Vanhorn and associates use the powers of the Campbell County Parole Office to influence individuals to trespass on Steven J. Cull’s property at night and aim red laser sights at him as he stood on the back porch of his residence in order to intimidate him?

Did Citizens Bank of Campbell County and associates threaten Steven J. Cull by having Dave Vanhorn state to him “ If you don’t watch out someone from New York might come visit you”?

Did Citizens Bank of Northern Kentucky, Dave Vanhorn, Terry Mann and or associates meet in Daytona Beach Florida and hire Kenny the mechanic from New York City and three others to visit Steven J. Cull in Miami Florida and eliminate Steven J. Cull as a problem to organized crime in Campbell County?

Did Citizens Bank of Northern Kentucky, Dave Vanhorn and associates use the powers of the Campbell County Parole Office to influence the law enforcement of Campbell County to influence the illegal drug trafficking organization of Northern Kentucky to influence individuals in this organization to intimidate Steven J. Cull?

Is the truth illegal in Campbell County Kentucky if the monies’ of the county are manipulating the truth of the county through implied blackmail due to abuse of power by individuals under the jurisdiction of the truth?

Did Citizens Bank of Northern Kentucky, Dave Vanhorn and associates use the powers of the Campbell County Parole Office use the powers of the local police forces to fabricate lies to negatively influence the legal systems of Campbell County?

Did Citizens Bank of Northern Kentucky, Dave Vanhorn and associates use the powers of the Campbell County Parole Office to influence the law enforcement of Campbell County to influence the legal systems of the county to influence doctors associated with illegal drug trafficking to influence Saint Elizabeth Hospital to admit Steven J. Cull to Behavior Center for 10 days for depression and paranoia and have doctors associated with illegal drug trafficking drug Steven J. Cull with drugs that had no benefit  and side affects that produce paranoia in order to discredit  Steven J. Cull and  financially benefit Citizens Bank of Northern Kentucky and associates resulting in the perceived  truth being “It never Happened, he’s a nut”?

Did Citizens Bank of Northern Kentucky and associates persuade a doctor Petite to prescribe a medicine with no benefit to a patient he labeled paranoid and the side affects of this medicine is paranoia in an attempt to discredit Steven J. Cull in order that associates of Citizens Bank of Northern Kentucky might benefit financially?

Did Citizens Bank of Northern Kentucky and associates conspire with their medical associates to destroy the mental capacity and in so doing destroy the credibility of Steven J. Cull in order that associates of Citizens Bank of Northern Kentucky might cover up their crimes?

Did Dave Vanhorn call Steven J. Cull Mel Gibson of “The Conspiracy Theory” in the presence of numerous bank officers, employees and associates of Citizens Bank of Northern Kentucky?

Did Dave Vanhorn, employees and associates of Citizens Bank of Northern Kentucky purposely inform their associates and the public in general that Steven J. Cull was “Crazy”?

Did Dave Vanhorn inform Steven J. Cull that he had two separate sets of financial records at Citizens Bank of Northern Kentucky on Steven J. Cull? Why?

Did Dave Vanhorn confront Steven J. Cull in the lobby of Citizens Bank of Northern Kentucky during a financial transaction by Steven J. Cull and when Steven J. Cull asks Vanhorn “What would you do?” Vanhorn replied, “I’d kill the fucking bitch” in regard to my x-wife. Is murder illegal in Campbell County? Is this generally accepted banking practice in the banking industry?  What would be the benefits to Citizens Bank of Northern Kentucky to influence an account holder in this manner?  Would the resulting perceived truth be “It never happened, he’s a nut, he killed his wife”?

Is “switching the blame” a generally excepted banking practice within the banking industry?

Is burning newspaper against an account holder’s residence at night while he sleeps a generally excepted banking practice?

Is a highly flammable liquid such as alcohol a fuel used in fuel oil furnaces of the banking industry?

Does a bank in the banking industry supply adjustments to welded bolts holding the steering together under a truck a standard service?

Does a bank in the banking industry advise mechanics at Ford Dealers to remove safety pins from steering of Ford Explorers in order to take them off the roads?

Does a bank in the banking industry instruct mechanics at Ford Dealers to wire trailer hookups so as when the brakes are applied the entire lighting system goes dark and that the right turn signal blink left and the left turn signal blink right?

Is it standard for a Bank to conduct business using generally excepted accounting principles?

How does Citizens Bank of Northern Kentucky conduct their business of banking?

What is the basic obligation of a Bank to its account holders?

What is the basic obligation of Citizens Bank of Northern Kentucky to its account holders?

Does Citizens Bank of Northern Kentucky consider the accounts, assets, property, and wealth in general of its account holders to belong personally to officials, directors, and associates of Citizens Bank of Northern Kentucky?

Do the officials, directors, and associates of Citizens Bank of Northern Kentucky consider themselves above the laws of the United States?

Do the officials, directors, and associates of Citizens Bank of Northern Kentucky consider an account holder who had a heart attack at thirty years of age and open-heart bypass surgery at thirty-three to have a long lifespan?

Did Citizens Bank of Northern Kentucky, Dave Vanhorn and associates allow liquidations of Steven J. Cull’s accounts and assets based on his expected lifespan estimating his death would occur approximately the same time his accounts were liquidated and all knowledge, records, and concerns would disappear along with himself and that the remaining asset his farm and development would through his x-wife and associates become the asset of Dave Vanhorn and associates at pennies on the dollar of what organized crime knew it to be worth and the vehicle to achieve this was Citizens Bank of Northern Kentucky?

Is Steven J. Cull still living?

Does “Dam the Bad Luck” have a meaning to Dave Vanhorn and associates through Citizens Bank of Northern Kentucky in regard to Steven J. Cull still living?

Do the major shareholders and account holders along with directors and officials of Citizens Bank of Northern Kentucky and associates desire to develop an airport in their owned county of Campbell County, Kentucky?

Has associates of Citizens Bank of Northern Kentucky approached the fiscal court of Campbell County in regard to an airport in Campbell County?

Has associates of Citizens Bank of Northern Kentucky approached the State of Kentucky in regard to an airport in Campbell County?

Has associates of Citizens Bank of Northern Kentucky, the Campbell County Fiscal Court, the State of Kentucky approached the Federal Government of the United States in regard to funding an airport in Campbell County that would require the properties of Steven J. Cull located at Wolf Road Campbell County?

Has associates of Citizens Bank of Northern Kentucky approached the United States Federal Government in regard to an airport in Campbell County?

What is the best location for an airport remaining in Campbell County?

Who is the individual owning the major section of property at the center of that location?

Would an excellent name for an airport at this location be ‘Dope Airport” due to the corruption, deception, betrayal, and illegal activities necessary to achieve this objective and the organized criminals involved and the numerals death due to illegal drug trafficking funded by monies illegally stolen from Steven J. Cull; all to achieve the goals of the “Pillars of Community” of Campbell County?

Are some crimes “Too Big” to be dealt with?

Did Citizens Bank of Northern Kentucky, Dave Vanhorn and associates purposely attempt to prevent Steven J. Cull from producing income from his residential home building business by destroying the relationship between Steven J. Cull and his customers in order to place Steven J. Cull in a financially unstable situation in order that the associates of Citizens Bank of Northern Kentucky might benefit financially at the expense of Steven J. Cull?

In 2001 did David Vanhorn and Citizens Bank of Northern Kentucky attempt to convince Richard and Joyce Yax   not to contract with Steven J. Cull, dba Skeeter Homes and Designs in the construction of their residence located Independence, Ky.?

When Richard Yax, under recommendation by Steven J. Cull, approached Citizens Bank of Northern Kentucky about financing his residence to be constructed by Steven J. Cull did David Vanhorn state to Richard Yax, “ Do you trust Steve, do you trust him with your money, do you really want him to build your house”? 

Did David Vanhorn state to Richard Yax, “Steve is too expensive of a builder, why don’t you find someone else”?

In 2000 did David Vanhorn, Rick Barto, attorney Scott McMurray, and Citizens Bank of Northern Kentucky and associates attempt to convince Ken and Jane Grimm not to contract with Steven J. Cull, dba Skeeter Homes and Designs in the construction of their residence located Steven J. Cull’s development Wolf Road, Campbell County and deter Ken and Jane Grimm from purchasing a lot in the same Steven J. Cull development financed by Citizens Bank of Northern Kentucky?

Did Dave Vanhorn and Rick Barto state to Ken and Jane Grimm, “ Steve is to expensive of a builder why don’t you build somewhere else”?

Did Steven J. Cull contract with Ken and Jane Grimm to build their home at cost plus $0 to Steven J. Cull for designing and building services in order that this residence might promote his development and promote future sales and construction income to Steven J. Cull and expedite the repayment of loans to Citizens Bank of Northern Kentucky?

Did Dave Vanhorn and associates deter the sale of properties and the construction of residences at Steven J. Cull development by the use of their associate Hazel Casson and Casson Realty, contracted to market the development as real estate agents of Steven J. Cull?

Did Dave Vanhorn, Citizens Bank of Northern Kentucky and associates conspire with their associate Hazel Casson and Casson Realty to destroy the feasibility of Steven J. Cull’s development by their lack of promotion of sales at property and not promoting the sale of the properties to the degree as to not advertise or participate in the largest home show of the year “The Cavalcade of Homes” organized by the Northern Kentucky Home Builders Association of which the entry was paid for by Steven J. Cull and advertisement  pamphlets supplied and paid for by  Steven J. Cull  until Steven J. Cull  demanded the participation of Casson Realty at the show? Did Hazel Casson sit on the toilet most of the time she participated in the show?

Did Rick Barto vise president of bank state to and belittle Ken and Jane Grimm, the head of the sales department of Erlanger Lumber, “ You are not qualified to borrow that much money, who do you think you are”?

Did the equity in the prior existing residence Ken and Jane Grimm owned and were selling at Linden Avenue Fort Thomas exceed fifty percent of the amount they were requesting to borrow from Citizens Bank of Northern Kentucky?

In the banking industry what is the standard debt to equity ratio of a mortgage loan?

Did Scott McMurray, attorney for Citizens Bank of Northern Kentucky state to Ken and Jane Grimm at Citizens Bank of Northern Kentucky, “Do you really want to do this, do you really want to build with Steve, in his development, there’s no sewer treatment plant”?

State the number of residences in rural Campbell County that are not on public or private sewer treatment plants? State the percent ratio?

Did Scott McMurray, attorney for Citizens Bank of Northern Kentucky state to Ken and Jane Grimm at the completion of the construction of their home, when they occupied the residence and at the time the construction loan was to be replaced with a mortgage loan “Do you really want to do this, there’s no sewer treatment plant, do you really want to be in Steve’s development?
Was this an attempt by Scott McMurray, Citizens Bank of Northern Kentucky and associates to engage Ken and Jane Grimm in a lawsuit with Steven J. Cull in order that Ken and Jane Grimm might be used by Citizens Bank of Northern Kentucky and associates to destroy and financially ruin Steven J. Cull, resulting in the seizure of Steve’s property by Citizens Bank of Northern Kentucky through foreclosure?

Is it standard in the banking industry for a bank that has loaned monies on a construction loan to attempt to create legal problems between the individuals borrowing the money and the builder prior to establishing a first mortgage status on the property?

Why did Citizens Bank of Northern Kentucky and associates want ownership of the first and only residence constructed by Steven J. Cull at his development Wolf Road Campbell County, Kentucky?

Was this home a liability and this action a last attempt at salvaging the “Pot” of gold at the end of the rainbow” by the associates of Citizens Bank of Northern Kentucky and organized individuals involved that perpetrated crimes against Steven J. Cull for financial gain?

Would a single-family residence create an obstacle in the landing of aircraft if it were constructed halfway in the center of the runway?

In 1997 did David Vanhorn and Citizens Bank of Northern Kentucky through vise president Rick Barto attempt to convince Greg and Joann Clarke not to contract with Steven J. Cull, dba Skeeter Homes and Designs in the construction of their residence located Fort Thomas, Ky.?

When Greg Clarke, under recommendation by Steven J. Cull, approached Citizens Bank of Northern Kentucky about financing his residence to be constructed by Steven J. Cull did Rick Barto advise Greg Clarke not to construct his residence with Steven J. Cull and did Rick Barto state to and belittle Greg Clarke, one of the top cardiologist at Christ Hospital, Cincinnati stating “ You are not qualified to borrow that much money, who do you think you are trying to borrow this much money”?                                                 

Was the amount Greg Clarke requested to borrow equal to approximately two times his annual income?

What is the standard debt to income ratio associated with a loan in the banking industry?

Did Rick Barto state to Greg Clarke, “ Steve is too expensive of a builder, why don’t you find someone else”?

Is it standard in the banking industry for officers of a bank to conduct the business of banking under the influence of illegal drugs?

Is it standard in the banking industry for officers of a bank to aid in the embezzlement of an account holders accounts if there is a financial benefit to that officer and that these benefits benefit illegal drug trafficking?

Is it standard in the banking industry for a bank to allow an embezzlement of an account holders accounts if the results benefit the associates of the bank?

In the banking industry of Campbell County does the “Ends justify the means” to the degree that the “Deaths of the young of the county justify the wealth of the county”?

Is the term “Collateral damage” a standard banking term in regard to the financial success of the associates of Citizens Bank of Northern Kentucky?

Is it standard practice in the banking industry for officers of a bank to be addicted to illegal drugs and make financial decision based on their benefit to their illegal drug trafficking connections?

What are the techniques of Citizens Bank of Northern Kentucky and associates that persuade individuals of the legal profession to manipulate, deceive and lie to Steven J. Cull and overwhelm him with false legal advise to cover up criminal activities of organized crime in an attempt silence the truth?

What technique was used by Citizens Bank of Northern Kentucky and associates to convince attorney Dana Deering to betray Steven J. Cull with advise that was incorrect in order that this advise might deceive and manipulate Steven J. Cull in a manner resulting in a financial benefit to organized crime at the expense of Steven J. Cull?

What is Dana Deering afraid of that might convince him to betray Steven J. Cull?

Did Citizens Bank of Northern Kentucky convince attorney Dana Deering to use the fact that Steven J. Cull considered attorney Dana Deering to be a personal friend and that Steven J. Cull would consider advise from Dana Deering to be in Steven J. Cull’s best interest and that through this betrayal Steven J. Cull might be manipulated to the benefit of organized crime?

Is betrayal of a friendship a betrayal of trust and a betrayal of trust by manipulation of a friendship for financial gain an ethical standard in Campbell County Kentucky?

What technique was used by Citizens Bank of Northern Kentucky and associates to convince attorney Dana Deering, to convince attorney Jeff Arnzen to prepare documents in a manner resulting in a benefit to organized crime as it relates to Steven J. Cull’s development located Wolf Road Campbell County Kentucky?

What technique was used by Citizens Bank of Northern Kentucky and associates to convince attorney Dana Deering, to convince attorneys of Saint Elizabeth Hospitals to cover up crimes perpetrated against Steven J. Cull by individuals of the medical organized crime professionals acting under the protection of Saint Elizabeth Hospital?

Is it standard in the banking industry for a bank to influence the associates of medical associates of a hospital to neglect treatment to individuals with serious health problems such as kidney damage and kidney failure from toxins introduced to said individual without their knowledge in order that said individual might be removed as a liability to organized crime through medical neglect?

Does “Dam the Bad Luck” have a meaning to associates of organized crime in Campbell County Kentucky in regard to Steven J. Cull still living?

Is it standard in the banking industry for a bank to influence the associates of medical associates of a hospital to drug an individual with mind altering drugs in an attempt to destroy the individuals credibility thus removing a threat to organized illegal banking practices?

Is it standard in the banking industry to practice medicine as a business of banking in order that financial profits are generated for individuals of the bank?

How many Northern Kentucky children died from the poisonous heroin that existed “only in the mind of Steven J. Cull” per the so-called medical professionals associated with Saint Elizabeth Hospital?

How many Northern Kentucky children died from the poisonous heroin sold by drug dealers that existed “only in the mind of Steven J. Cull” per the so-called medical professionals associated with Saint Elizabeth Hospital?

Is heroin a delusion to be drugged from the mind of an individual opposing heroin?

Are drug dealers a delusion to be drugged from the mind of an individual fighting to stop the business of drug dealers?

Is the belief in evil as it relates to heroin and drug dealers a delusion to be drugged from the mind of an individual?

Is creating problems for illegal drug dealers something to be feared?

Is confronting drug dealers with the  knowledge that their network is being analyzed a reason to have concerns of fear for retaliation?

Is the fear of heroin paranoia?

Is the fear of drug dealers paranoia?

Is the belief in “Good and Evil” a delusion punishable by mental death with mind-altering drugs administered by medical drug dealers under the protection of medicine?

Is dead children paranoia?

Is the belief in God a delusion to the medical drug dealing profession?

How many Northern Kentucky children would “not” have died from poisonous heroin supplied by drug dealers that “only existed in the mind of Steven J. Cull” while so-called medical professionals associated with Saint Elizabeth Hospital were drugging the “drug dealer delusions” from the mind of Steven J. Cull to destroy the truth to benefit those individuals influencing them? Do you see the irony? Do you see the tragedy of it all?

Is the belief in God a delusion if the associates of organized crime benefit financially?

Is bleeding to death internally a medical problem or an asset in the banking industry of Campbell County Kentucky?

Is bleeding to death financially a standard banking strategy to obtain the financial life’s assets of an account holder?

Is it standard in the banking industry for account holders of a bank to have drug test conducted on themselves and that the resulting quote from the doctor conducting the test be “ Steve, you been poisoned lately? You should be dead.”.

What technique was used by Citizens Bank of Northern Kentucky and associates to manipulate Dana Deering to manipulate Steven J. Cull’s divorce attorney to manipulate Steven J. Cull and in so doing manipulate the divorce in a manner as to financially burden Steven J. Cull to the point of foreclosure and stall the divorce in a manner to exceed the statutes of limitations of certain crimes perpetrated against Steven J. Cull by members of organized criminal banking?

Did David Vanhorn and or Rick Barto supply confidential financial information to attorney Jim Morgan without the permission or knowledge of Steven J. Cull?

Did David Vanhorn and or Rick Barto supply confidential financial information to attorney Dana Deering without the permission or knowledge of Steven J. Cull?

Did David Vanhorn and or Rick Barto supply confidential financial information to attorney Pat Walsh without the permission or knowledge of Steven J. Cull?

Did David Vanhorn and or Rick Barto supply confidential financial information to attorney John Lang without the permission or knowledge of Steven J. Cull?

Did David Vanhorn and or Rick Barto supply confidential financial information to illegal drug dealers without the permission or knowledge of Steven J. Cull?

Did David Vanhorn and or Rick Barto supply confidential financial information to organized crime associates without the permission or knowledge of Steven J. Cull?

Did the above-mentioned individuals supply confidential financial information to associates of organized crime in Northern Kentucky without the permission of Citizens Bank of Northern Kentucky and without the permission or knowledge of Steven J. Cull?

Did Dave Vanhorn and or Rick Barto instruct any employee of Citizens Bank of Northern Kentucky to supply confidential financial information to any inquiry without the permission or knowledge of Steven J. Cull?

Is securing finances a basic principle of a bank in the banking industry?
What technique was used by Citizens Bank of Northern Kentucky to manipulate Dana Deering to manipulate and lie to Steven J. Cull’s divorce attorney to allow information to be divulged backwards through Dana Deering to the associates of Citizens Bank of Northern Kentucky and associate, opposing divorce attorney Jim Morgan in regard to the financial and divorce matters of Steven J. Cull?

Is it a professional standard in the legal profession to advise a client, in their “worse interest” so long as the value of such advises is more valuable to those individuals that financially network with the profession of law?

Did legal associates of associates of Citizens Bank of Northern Kentucky congregate in the office of attorney Pat Walsh adjacent to the conference room being used by Steven J. Cull’s divorce attorney to ease drop on confidential conversations between himself and his attorney in regard to the divorce, personal finances, and strategies necessary to survive an assault on his life and livelihood by organized criminals?

Please estimate the number of ease drop attendance that attended these ease-dropping sessions to the nearest ten?

Did attorney Jim Morgan attend?

Did attorney Scott McMurray attend?

Did attorney John Lange attend?

Did attorney Dana Deering attend?

Did attorney Pat Walsh Attend?

Did attorney so and so attend?

Is attorney-client confidentiality an attribute honored among the “good ole boy” legal profession of Corruption County Kentucky?

What is the sound transmission property of paper walls?

Is it standard in the banking industry for a bank foreclosing on an individual’s property to be in partnership through associated partnership with the judiciary appointed attorney in order that this attorney might protect the associates of an organized legal conspiracy associated with a network of criminal activities?

Please state the number of legal puppets associated with Citizens Bank of Northern Kentucky and associates in Northern Kentucky?

Please state which associate of Citizens Bank of Northern Kentucky is pulling which string to cause their legal puppets to dance the dance of deceit?

Please state whether or not each legal puppet is also a legal puppet master pulling the strings of the legal system?

Please state the percent return or financial benefit received by a legal puppet capable of dancing the dance of organized individuals determined to dance the dance of destruction on an individual’s life to feed their organized frenzy of greed?

Would it be a normal response for a legitimate judicial system, backed into a corner through implied blackmail due to abuse of power by organized crime to direct the situation to legal individuals involved and expect legitimate results based on the premise “You deal with it. You made your own bed, now sleep in it. Do what’s right, were watching”?

Is the belief that the “Systems” of the United States will prevail false in Northern Kentucky?

Is the phrase “ When Good becomes Evil and Evil becomes Good” a prophecy of truth in Northern Kentucky?

Is the plea “Help me God” a crime punishable by death of a life in Campbell County Kentucky?

Is the plea “Help me God” a delusion if such plea is sincere?

Help me God?

Did the associates of Citizens Bank of Northern Kentucky persuade Dana Deering to lie to, deceive, and manipulate by betrayal of friendship Steven J. Cull’s divorce attorney in a manner to prevent the truth from being known to Steven J. Cull’s attorney and in so doing prevent misrepresentations of the truth unintentionally based on lies for financial benefits of the associates of the lie?

As a result of misinformation supplied by his friend of betrayal Dana Deering did Steven J. Cull’s divorce attorney regret what had not happened in regard to his representation when he stated to Steven J. Cull “You are a good man Steve Cull, but one day you will hate me”?

Was and is attorney Jim Morgan an associate of Citizens Bank of Northern Kentucky and associates in regard to the property owned by Steven J. Cull located Wolf Road Campbell County under seizure by organized foreclosure? Would attorney Jim Morgan had been one of the major financial beneficiaries of “Dope Airport” had it got off the ground?

What was the year attorney Jim Morgan became an associate of the associates of the “Dope Airport” acquisition team?

What was the year attorney Dana Deering became an associate of the associates of the “Dope Airport” acquisition team?

What was the year attorney Pat Walsh became an associate of the associates of the “Dope Airport” acquisition team?

Is the legal system legal if the associates of the legal system use the legal system to perpetrate illegal acts against an individual resulting in the legal abuse of the legal system for financial gain?

Is the payment of a mortgage payment a criminal act if the justice system demands payment on a released, illegally reinstated mortgage if criminal attorneys are controlling and manipulating the justice system to prevent the truth to protect and financially benefit themselves and their associates’ organized crime?

In the spring of 2003, after approximately two years of analyzing the crimes of the county Steven J. Cull concluded the following and confided in Dana Deering his results; Steven J. Cull’s conclusion was that had Citizens Bank of Northern Kentucky conducted the business of banking in a manner standard to the banking industry and had Citizens Bank of Northern Kentucky not betrayed the basic principles of trust between account holder and bank then all crimes perpetrated by the bank and associates and all crimes perpetrated against Steven J. Cull not related but made possible due to this betrayal of trust between account holder and bank would never had occurred or been possible.

 That Citizens Bank of Northern Kentucky knew and purposely neglected to informed account holder Steven J. Cull there were problems with his accounts.

 Citizens Bank of Northern Kentucky purposely neglected to inform Steven J. Cull that improprieties such as forgery, embezzlement, and identity thief were being conducted on his accounts.

 As a result of this betrayal of trust between account holder and bank crimes documented herein were possible and the twisted web of criminal activities became reality.

 Steven J. Cull concluded that individuals and associates of Citizens Bank of Northern Kentucky betrayed the basic principles of trust between account holder and bank purposely for their own financial benefits and the benefits to their organized criminal network.

That the associates of Citizens Bank of Northern Kentucky knowingly allowed the liquidations of Steven J. Cull’s accounts by individuals through embezzlement, forgery, and identity thief.

 That the associates of Citizens Bank of Northern Kentucky were to own Steven J. Cull’s property at any cost to Steven J. Cull and at no cost to the associates of Citizens Bank of Northern Kentucky and foreclosure was the legal means to achieve this objective.

How many lies does it take to see the truth?

Steven J. Cull concluded with the following statement to Dana Deering; “ The bank is the problem, if the bank hadn’t done what they did nothing else would have or could had happened. They are the criminals. They wanted my farm. They wanted it for an airport them greedy fuck’n bastards.”

Was Dana Deering’s response  “Who told you?”

Was Dana Deering scared when he responded?

Is the fear of failure to achieve the goals of organized crime something to be afraid of?

How many feet of runway are required to land a shipment of illegal drugs?

Would a county that considers crime to be a legal necessity for economic growth be the ultimate location for such a runway and might the appropriate name for such an airport be  “Dope Airport”?

What are the statutes of limitations as they relate to organized criminal conspiracy?

In the spring of 2003 when Steven J. Cull confronted David Vanhorn, president of Citizens Bank of Northern in his office at the bank in regard to improprieties of the bank in regard to Steven J. Cull’s accounts and question whether David Vanhorn would talk to federal law enforcement did David Vanhorn respond “The bank said they would protect me, their attorneys”?

In the summer of 2003 when David Vanhorn followed Steven J. Cull from the bank to the bank parking lot to determined whether Steve intended to continue making payments on loans until he was totally wiped out financially. Did Steven J. Cull respond to David Vanhorn by saying  “ I’ve taken it in the ass long enough, it’s my turn to do a little fuck’n”.
 Did Citizens Bank of Northern Kentucky then remove all monies remaining in Steven J. Cull’s accounts overdrafting his accounts and used overdrafts to bash his credit nationally, cash cashier checks in Steven J. Cull’s name, destroy his Visa accounts, drew monies’ from Cull’s loan transferring proceeds to the fiscal court, and began foreclosure threats on a mortgage that does not exist legally?

What are the statutes of limitations on the limitations of organized crime?

With the knowledge that Steven J. Cull planned to relocate in Miami Florida, did a director, major stockholder, and large account holder of Citizens Bank of Northern Kentucky approach Steven J. Cull in the Fall of 2003 and offer to purchase a lot for Steven J. Cull in Miami? Did Steven J. Cull decline the offer? Did this director then state to Steven J. Cull the following “Don’t hang us out to dry, at the bank, Skeeter”?

What is the value of thirty years of sweat and goodwill?

What is the value of an individual’s life’s work at a point when this individual might achieve maximum achievements made possible through progressive achievements of thirty years and at a period in life whereas this position is irretrievable?

Did Steven J. Cull dba Skeeter Homes and Designs create a new form and style of architecture?

 What are the chances of Steven J. Cull reaching his maximum design achievements if organized crime desires to remove his existence to protect their financial network and to perpetuate their lie?

Did thirty years of Steven J. Cull’s sweat and life’s work go up the noses of the “County” as a result of the greed of the associates of Citizens Bank of Northern Kentucky?

How many noses are required to consume an individual’s life’s work?

Did Skeeter take a shit on the courthouse steps of Campbell County? Why not?
Was he constipated or does he still believe in the Constitution of the United States of America?

What is the association between the “Dope Airport” conspiracy and the Erpenbeck scandal of Northern Kentucky as it relates to the directors, stockholders, and associates of Citizens Bank of Northern Kentucky?

If a “Home Builder” and a “Bank” conspire to steal monies through embezzlement from “Individuals” as in the Erpenbeck scandal is this a crime?

Was the Federal Justice System necessary to achieve justice in Northern Kentucky?

If “Individuals” and a “Bank” conspire to steal monies through embezzlement from a “Home Builder” dba Skeeter Homes and Designs as in the “Dope Airport” conspiracy is this a crime?

Is the Federal Justice System necessary to prevent injustice from the justice systems abusing the justice systems without the knowledge of the justice system of Campbell County?

In the summer of 2003 when Steven J. Cull made known to individuals he was going to paint in blood red on each board of his horse fence on his farm located aside Wolf Road the names of individuals associated with the crimes of the county starting with the associates of Citizens Bank of Campbell County associated with the “Dope Airport” conspiracy was Steven J. Cull advised to leave the area immediately to stay alive?
  
As Steven J. Cull and two construction friends approached the farmhouse did one of the construction friends observe the light of a flashlight of an individual on foot approximately one half mile away descending the wooded hillside of a 500 acre wilderness towards the direction of Steven J. Cull’s home?

Do the associates of Citizens Bank only conduct business confronting their opponent from the rear and blind-siding them?

Dam the Bad Luck?

The “Truth” is yours; Thank you God!

Was David Vanhorn, president of Citizens Bank of Northern Kentucky directed by directors of Citizens Bank of Northern Kentucky to unload a liability of criminal activities associated with the Erpenbeck scandal when Vanhorn offered to sell a multi-family half-finished condominium building to Steven J. Cull at a give away price?

Was this offer an offer or a bribe?

Was this offer another itempt to discredit Steven J. Cull with “guilt by association” to the Erpenbeck scandal and removal of the true “guilt by association” of Citizens Bank of Northern Kentucky and another “switch the blame” strategy of the organized associates of Citizen Bank of Northern Kentucky?

Was this offer another offer to be twisted whereas the associates of Citizens Bank of Campbell County might point the “finger of deceit” once again at Skeeter?

In the fall of 2003 were associates of associates of Citizens Bank of Campbell County terrorizing the neighborhood of Wolf Road Campbell County on quad runners, armed with assault rifles threatening  “I’m going to shoot him in the head”?

In the fall of 2003 did an associate of associates of Citizens Bank of Northern Kentucky threaten Ken Grimm, a friend and residential customer of Steven J. Cull’s development located Wolf Road when police were called and finally responded after the third call by a neighbor complaining of abuse and terrorizing threats individuals on quad runners were inflicting on the neighborhood?

Did Ken Grimm contact Steven J. Cull in regard to the activities going on in the neighborhood and informed Steven J. Cull that individuals on quad runners were in the field, owned by Steven J. Cull, behind his house yelling “Fuck you Kenny”over and over while they buzzed his home on quad runners in retaliation to the police being called and the police informing the individuals that Kenny Grimm had called the police?

Did Steven J. Cull recommend to Ken Grimm that they confront the Kramer river camp individuals on quad runners and attempt to subdue this hillbilly uprising?

When Steven J. Cull and Ken Grimm arrived at the Kramer river camp did Tim Francis confront them on a Quad runner?

Were twenty to thirty doped up, drunken individuals, of which off duty county police included, standing approximately 200 feet away next to their quads displaying their arsenal of AK assault rifles?

When Tim Francis approached Ken Grimm did he state “I’m going to kick your ass, Kenny” and did Kenny reply “Lets go at it you fuck’n asshole” and did Steven J. Cull then intercede stating to Tim Francis “Kenny’s my friend, don’t you ever threaten him, stay the fuck off my property the whole fuck’n bunch of you”?

At the conclusion of this confrontation did individuals standing off fire multiple AK assault rifles unloading multiple magazines of firepower in the direction of the confrontation between Ken, Steve, and Tim Francis?

Did Tim Francis then state to Kenny “Hope you have a good security system, were going to rob you blind”?

Are these generally excepted banking practice in Campbell County Kentucky?

In the winter of 2003 when Steven J. Cull could no longer safely reside at his farm located Wolf Road did associates of associates of Citizens Bank of Northern Kentucky enter into a partnership in the nighttime removal of timber from Steven J. Cull’s farm, without his knowledge in order that all financial assets of Steven J. Cull might be liquidated to their ultimate financial return to organized crime?

Did associates of associates of Citizens Bank of Northern Kentucky return from southwest Kentucky after tending their strip mine crops on quad runners and release a timber rattler in the home of Steven J. Cull?

Is a rattlesnake bite most likely fatal to an individual with preexisting heart problems?

“Dam the Bad Luck”?

Is it a standard banking practice to have associates of associates of Citizens Bank of Northern Kentucky purchase animal narcotics from Southern States of Campbell County mix these chemicals with additional chemicals and spike the drink of an account holder in order that financial success of the bank might be achieved?

Is  “Special K” a cereal or additive to a drink in the banking industry of Campbell County?

Is drugging an individual and taking that individual on a “Road trip to Hell and No Return” a time proving means of eliminating an opponent in Campbell County that stands in the way of financial growth of the organized crime community?

Is it standard for associates of associates of Citizens Bank of Northern Kentucky to congregate on a wooded hillside across a lake from an account holders residence and mimic the call of the owl “Who, Who, Who” over and over?

Does Steven J. Cull know who “who” is as who relates to the organized criminal activities of Campbell County?   

Who are you?
                                
 Skeeter 8/25/04
To be continued

Does the associates of Citizens Bank of Northern Kentucky use the powers of their financial influence and use the powers of their parole office of Campbell County to use the powers of their legal associates to use the powers of their Campbell County Child Support Office associates to deny Steven J. Cull documentation of child support payments made by Steven J. Cull and balances on these accounts in order that they might use and manipulate the legitimate justice systems against Steven J. Cull?

Is it standard for associates of Citizens Bank of Northern Kentucky to influence associates of the Campbell County Child Support Office to divulge financial and banking information in regard to Steven J. Cull’s accounts and residency locations to any criminal associated with Northern Kentucky and such confidential information be rewarded by the illegal drug trafficking connections of those individuals involved?

Did associates of Citizens Bank of Northern Kentucky advise associates of the legal system of the Campbell County Child Support Office to manipulate Steven J. Cull in a manner whereas he might return to Kentucky when Steven J. Cull requested that he had concerns about his children’s well being when Sally Ratterman of the Campbell County Child Support Office stated “No one cares, no one cares about your kids, send your money, if you want something done do it yourself”?

Does the associates of Citizens Bank of Northern Kentucky control the Child Support Office and related associates and officials in regard to information beneficial to organized crime in Campbell County?

Does the associates of Citizens Bank of Northern Kentucky influence the Child Support financial support of an individual in order that they might hasten the financial liquidation of that individual to the benefit of the associates of the bank; Is financial child support based on income or the benefits to the organized criminal activities of foreclosure?


What is the association between the associates of Citizens Bank of Northern Kentucky and the Campbell County Child Support Office and officers as they relate to the illegal foreclosure of Steven J. Cull’s property located Wolf Road Campbell County and the legal associates Dana Deering, Pat Walsh, Scott McMurray, John Lang, Jim Morgan,
and associates?

Skeeter
9/14/04
To be continued.